Provident Capital the Florida based licensed mortgage lender which prided itself on their dynamic professional team of mortgage advisers will have an uphill battle in view of the recent case brought forth by the Atlanta court against Mohamad Zein and the company.

The question will be of course will Provident Capital pull through and restore confidence to their clients? It is going to be an uphill battle but the final outcome will only be measured by future performance record and what strategy Provident Capital chose to adopt to restore public confidence.

I guess when you have something to prove, you will naturally try twice as hard. That could only mean a win-win situation for Provident Capital’s clients. Just hope folks will not write off the corporation that fast.

This post is inspired by an email I received this morning from an ex-colleague. This ex-colleague somehow still feel compelled to update me on the happenings in my old office. The truth is, I’m not interested anymore. There is a good reason why I walked away from the working scene and everyday I count my blessing I don’t have to put up with much of the nonsense I had to face back then. I faced head-on in the past because I am paid to do so. Now that I’m not, I seriously cannot be bothered.

The truth is, difficult people are everywhere. It’s not just one office, it’s all office. There are bound to be difficult individuals and no global warming is going to make this species go into extinction. So, live with it or understand their mechanics. Understand what motivates them to be difficult.

1 . Ego (I am important so please kneel down and worship me kind)

OK, everyone has ego but some more than others. Much more. Some people like to feel they are the central of attention and the world revolves around them. These are the ‘know it all‘ and will not hesitate to correct you should you make the slightest mistake. Most of the time these people are not stupid. They just have this massive need to prove they are important. So important they can create problems for others. Most people like to avoid confrontation with this type of individual and in the end, this just motivates them because they interpret other people’s avoidance as being ‘better than others.’ In their puny mind, they think they are the star and each time their star status is reinforced when people put up with their difficult behaviour.

2. Control (I need to exert some kind of control in my sad life to justify my existence kind)

People like to feel in control. While most people are not control freak, they do relish the sense of control. The truth is, many people are predictable and act certain way if provoked. A person being difficult and creating problem is in a sense controlling those around them. The difficult person like to create situation where it gives them a sense of manipulation and control. Say if you are a person who cannot hold your temper, the difficult individual will act on this and provoke you to lose your temper. That is a kind of manipulation and it fuels their sense of control. Oh yes, these people do not care whether the reaction is negative… any reaction from others will do.

3. Inferiority Complex (I am not great so I have lots to prove kind)

This kind is the opposite of #1, the ego freak. While the ego freak thinks they are the star, this no.3 thinks they are not and has this annoying need to prove themselves all the time. These people have this compulsive need to show themselves and others they are worth something. Personally, this kind is not really lethal, but then they’re just downright annoying.

Off hand these are the 3 common varieties I can think of. The bad news is, these 3 are not limited to the office environment. They do strive and multiply as well in the blogosphere. Having said that, it’s a whole different ball game when your encounter with these people happen in the blogosphere. Unlike in the office where you have to learn to overcome them for your sanity and livehood, you don’t have to care about them in the blogosphere. There is a vast difference encountering these difficult people in real life and on the net. The good news is, I can say they are 90% less effective in the vacuum of the internet.

I am such a predictable being and my existence strives on routine. I know, I’m those pathetic being that finds routine reassuring. One note off my routine and I find I’m losing control. Yeah, I know I should get a life…

My relative had just given me 24 hours notice he’ll be arriving at my doorstep tonight and will stay with me for the next few days. Now, I don’t want to sound inhospitable, but then I’m just not happy I’m not given adequate notice to work things out. You see, my computer room is my study room, changing room which incidentally is also my guest room.

See, what I’m getting at?

When my relative is here, I won’t be able to access my computer room and I can’t surf. I don’t want to blog and surf with my relative sleeping behind me. Blek…I’ll have to compromise and use my notebook in funny places like my bed. I can tell you I’ll be sporadically dozing and surfing for the next few days.

This is not the worst part. You know what’s worse? All my precious underwear and clothes are stored in the guestroom. Going braless is not an option for me….

I happened to catch a CNN interview with Shintaro Tsuji, the founder of Sanrio. He is the creator of Hello Kitty. Regardless if you like Hello Kitty or not, you’ll be hardpressed not to know what it is. It’s everywhere. The Kitty face is staring right back at you from Ipod covers to oversized stuffed toys.

Personally, I’m not exactly a fan of Hello Kitty because as far as my tolerance goes, it’s too cutesy for me. But then I do know of folks over the age of 50 still going ga ga over the big faced cat. According to CNN, this kitty actually accounted for more than half billion of Sanrio’s earnings. That’s a lot.

Who would have thought a cat like that could bring in such big bucks? Cuteness sells.

On a personal front, I’m basically a dog person. I have no issues with cats though but then my dogs do. In order to ensure peace in the household, I had given up hope of taking in stray cats. Real kitty or Hello Kitty is not found in my household. No danger of cuteness overload here….

Ipod cover

If you look around the internet, you will undoubtedly find plenty of loan sites. Online loan sites to be precise. Internet does provide the ultimate platform to facilitate easy loan comparison options out there. Finding the best loan that works for you online is fast and hassle free. You can practically find all kinds of loan offerings from short term debt relief like Pay Day Loans to student Loans to get the extra cash.

BestLeadingLenders.com is one such online loan website that provides Unsecured Personal Loans to folks who don’t exactly have the best credit history around. Their online approval is fast and it boasts of having the lowest finance rates around.

NUTS

Paypal is driving me nuts. I had successfully withdrew money to my Visa credit card account the last two time. My blogging buddy sent me an email asking me about the card verification thing so I logged into my account and found out last week Paypal now requires me to verify my credit card before I can withdraw. Honestly, I’m stumped. I had previously successfully withdraw money without this verification hassle and now I’m told I have to verify?

Well, I left it at that and 2 days ago when I thought of verifying my credit card, I was surprised it’s no longer required. I can just withdraw money into my credit card like I did previously. Not only that. I added a debit card and I’m not asked to verify at all. I’m allowed to withdraw money into my debit card without verification. Huh?

I’m not complaining though. I’m just stumped. Well, maybe some things are best left at that. I don’t want to lose sleep over this.

Talking about Paypal, that brings me back to reality. I’ve not been working at all for the past 2 weeks writing anything sponsored. I thought I’ll lay it off a little while and I did not even log into 3P to look for ops. Well honestly speaking, not that I’m littered with offers anyway since big G graciously awarded me a pagerank zero. I do prowl the 3P forum without fail though, because it’s one hell of an interesting place and plenty to learn.

I never thought I’ll say this, I do find myself missing those paid posts. Holy crap, I never thought I’ll see the day I actually say I like to write those posts. Absence does make the heart grow fonder. Well, now that I’ve get that straight, I think I’ll buck up and start bidding some opportunities. Yeah, the extra income is not too bad either.

This morning when I tried to reply comments on my blog, I was nicely greeted with the Error 403 message. By now, it’s already wide spread in the net because obviously I’m not the only soul blessed with this message. But, early this morning when I got Error 403, I was flabbergasted.

As usual, I started to do some soul-searching. Dang, that message accused me of great stuffs you know….. from illegal activities, spamming to hacking. Wow, I don’t know if I should be flattered. It’s always in my darkest dream to be a famous hacker. Blame it on the 80s movie called Hackers. I watched it then and I was inspired.

It’s surprising what influence movies (even crappy ones) hold over a young and naive mind back then.

After asking for help everywhere, my claim-to-fame as an alleged hacker came to end. I get Error 403 because the Bad Behaviour plugin running on my WP is having issues. If you’re faced with this problem, take it easy. Just upgrade the Bad Behaviour plugin and you’ll be fine.

Honestly, I can laugh about it now. When I first got the message, I was worried my blog was hacked. I always complained about having to back up my data and today is one of those days, I appreciate the importance of backing up my stuffs for ‘just in case days’. In view of that, a friendly community message… Back up those Data!

My postman never rings twice and to be fair, he’s no Jack Nicholson either. But then it is just frustrating when the mailman finds it that hard to just press the doorbell. It’s not like it’s going to ruin his super glossy Maybelline nailpolish, right?

I’ve been waiting patiently like a good little girl for my Debit card to arrive. I’ve waited for more than 30 days and when I received a letter from the bank, I can only presume the best - the card is ready. I wish…
No.

It’s not good news. It seems the card was sent via priority mail and got bounced back to the bank when the mailman failed to deliver to my address.

Huh?

Usually if I am not home, (which I doubt very much because I’m home most of the time. I am afterall the winner of the prestigous Miss-No-Social-Life award) the procedure would be for the postman to leave me an official note requesting me to retrieve my mail from the post office within 7 days. Only then if I don’t show up they would bounce the mail back to sender. Obviously my postman is one who does not believe in the conventional or procedure.

Honestly, if not for the fact the debit card helps facilitate my Paypal withdrawal, I won’t even bother. OK, I am now on a constant watchout for the postman. Dang, I ‘ve no high hopes he’ll look like Jack Nicholson. Tell you what, I’ll just settle for Daniel Craig.

Firstly, I am one who blogs, does paid posts and most important thing of all, I am a fervent blog reader. I spent almost 8 hours a day in front of my PC, and if I measure my time utilised on the net in regards to what I do, I’ll have to say I’m 80% an ordinary net surfer/reader and 20% the other two. I am not very well versed in the secret of SEO and those stuffs, but I can definitely speak as a blog surfer and look at things from a reader’s perspective. Yep, I don’t have SEO skills or any of those things tricks privy to webmasters, I merely have what I pride above all, simple common sense.

Matt Cutts wrote a blog entry about why paid links/posts are bad. In his example, he cited a few blogs that talked about a medical procedure called Gamma Knife. In Mr Cutts’ reasoning, those bloggers are no doctors nor expert, therefore they are polluting the search results with spammy posts about some medical procedure the bloggers themselves obviously know nothing about.

Let me put it this way, say I go around telling people there is a newly opened French restaurant at No. 5, Google Drive. I might even get paid to go around telling people that. So, is this good relevant information? I don’t know. I honestly don’t. It all depends on the readers, right? If you are one who does not like French cuisine, you will probably ignore the restaurant and thus, it is irrelevant to you. Of course there will be people who like French cuisine and will probably find the information useful. The same goes for those loan/mortgages sites out there.

The crux of the matter is, regardless I’m paid to talk about the French restaurant or not, it is a fact, there is a French restaurant at No.5, Google Drive. It is not fake. Whether one finds it relevant or not, it is totally at the discretion of the readers. But bear in mind, this is still information. It is still true there is a French restaurant at No.5, Google Drive. Nobody can dispute that it is flawed information.

I read through the ’spammy’ blogs mentioned in Mr Cutts’ post, as a reader, I do not see what is the issue. The bloggers concerned never proclaim they are medical representatives and directed their readers should they are interested to the main medical site address. They are merely telling people there is such thing as Gamma Knife and if you want to know more, read up from the main site. Is that spammy?

Once again I have to say whether it is spammy or not, it is true information there is such thing called Gamma Knife out there. We always talked about the integrity and responsibility of bloggers, webmasters and websites that use money to buy paid posts. I think the common sense factor left out in this equation is the responsibility of the net surfer/readers themselves. Everyone has to make a judgment call how much credibility they choose to attach to what they read over the internet.

No, this is not a call for Google to make. A search Engine provides information. Whether the information is relevant or credible it is totally up to the individual’s discernment. This is their call. I know, many people say PR is something that belongs to Google therefore they have a say in how they want to rank the sites.

If you want to put it that way, I have to agree. Big G can do what they please. But please don’t say it is for the betterment and preservation of ‘useful’ search result. It is not. Everyone has a part to play. Search Engines should provide information as it is and readers/surfers are responsible to themselves to filter what is relevant and what is not. Just type ‘John Chow‘ in Google search and you’ll get John Cow up there in the no.1 search result.

Now, tell me is this what relevant information is?